Even though the professional liability marketplace has expanded greatly in recent years, construction project owners still have few cost-effective alternatives offered on a project-specific basis. The first and most recognized options often insure only the design team and will merely add the owner as an “indemnified party.” They do not provide the “insured” status that many firms may want if they were to pay the premium on a project professional liability policy. Unfortunately, there are few carriers currently offering project professional liability coverage for large construction projects not in some way related to corporate or practice insurance programs; other carriers